Frequently Asked Questions

Talk to a lender, Lenders don’t get paid per consultation, they get paid when you close so there is no disadvantage of taking advantage of the advice of a trusted realtor. If you need a recommendation we can help.

On average, from ratification date, roughly 30-45 days sometimes less depending on contingencies and the rate the lender can receive and review docs. From the looking to close state it takes as long as it would for us to nail down the right property and terms.

Typically a buyers market is when there is 5 months of inventory or more. One to three is sellers market four to six is neutral and six on is buyers but conservatively based on the current market we are seeing anything over 5 is a buyers market.

The higher credit score the better rate that you can get but if you want to know how to get in the game. You can play ball as low as 580.

You can go as low as 0. Talk to a lender about your options.

This is definitely a personal question. I’ve shown as little as one that has gotten ratified and also i’ve shown 14 before ratifying. In theory the more specific and in detail you can relay your goals and needs to your realtor will more clearly allow them to show you the homes that fit your needs.